EMDR Therapy + Out of Network Provider

by

My Story

I’ve been doing therapy since I was 18 (I’m in my 30s), but the one therapy that did really heal my trauma is EMDR therapy.

As my therapist has mentioned, the goal of therapy is that you get out of therapy – to truly heal. And if/when needed to go back to therapy for tune ups (just like we do with cars).

Please note, I am not a licensed therapist. I am only sharing my story.

What is EMDR Therapy?

Here is a 9 minute video explaining what EMDR is or you can read it here.

Here are two ways you can find an EMDR therapist licensed in your state

Checking to see if your insurance covers out of network therapy

In my opinion (remember I am not a licensed therapist) and based on my experience, I think it is more important to find a therapist that is the best fit for you. Through my experience having therapy for almost 2 decades, all my therapists have been out of network.

Just because they are out of network, doesn’t mean your insurance won’t cover it. In fact my insurance covers 70% of my therapy. Here are 4 steps to check with your insurance.

  1. Check with your insurance Company 

You can locate the member service phone number on the back of your insurance card

  1. Find out if you have out-of-network coverage

Ask the rep: “Does my plan include *out-of-network* benefits for mental health care? Specifically for outpatient psychotherapy? Do you cover in-person and also telehealth?”

  1. Find out if you owe a deductible before the coverage kicks in 

Ask the rep: “Do I have a deductible for out-of-network mental health services, and if so, what is the remaining amount I would have to pay before my health plan starts to reimburse me for any fees I pay out of pocket?”

  1. Find out how much your plan will reimburse you, and what are the steps

Ask the rep: “What is the maximum amount my plan will reimburse for mental health service code 90837 or 90834 with a Psychologist? If the rep does not provide a clear answer, ask: “What is the maximum allowed amount for mental health service code with a psychologist, and what percentage of the maximum allowed amount will my plan pay?” (That’s the amount that they would give you back).

Book that explains EMDR

The Body Keeps Scoe: Brain, Mind and Body in the Healing of Trauma by Bessel van der Kolk, MD

This is a great book I read while taking my Trauma Informed Certification. It explains how trauma works in the brain and how EMDR and other therapies help heal trauma.

Know anyone that may benefit from this blog? Please share this post. Mental health is so important to me.

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✋🏻 Hold up! Wait a minute!

You just got to the end,
Legacy Maker!

Before you go to another page, sign up for my free, weekly Color Your Dreams Newsletter where I dish the latest business tips, career secrets and legacy advice!